Universal loan payments 2022: Every government payment due this month

As the weather starts to cool and the long nights are over, many in the UK will look at their energy bills with concern and think twice about turning on the heating.

With Ofgem’s energy price frozen at £2,500 by April and market turmoil in Westminster inspired by the political chaos of autumn, the market turmoil appears to have been pacified, at least for now, by the swift appointment of Rishi Sunak as Britain’s new prime minister. For many, this will remain a harsh winter.

In the UK the inflation rate stands at 10.7 percent and is driving the cost of goods on supermarket shelves, the Bank of England Monetary Policy Committee set interest rates at 3 percent, and chancellor Jeremy Hunt delivered a dismal Autumn Statement on 17 November.

This has seen him deliver a £24bn package of tax increases and £30bn in spending cuts to plug a massive funding black hole in the Treasury vault and reassure global financial markets that the UK remains a reliable trading partner.

But more cost-of-living benefits will also be paid during the month.

Here’s a guide to what you can expect and who’s a good fit.

Energy discount payment

One of the headline gestures Mr. Sunak announced as prime minister in the spring was that he would receive a £400 energy bill reduction per household to cushion the impact of rising bills from the European energy crisis.


The cost of living crisis has touched every corner of the UK, pushing families to the brink of rising food and fuel prices. Independent asked experts to explain small ways you can stretch your money, including managing your debt and getting products for free.

If you need to access a food bank, find your local council’s website using gov.uk and then use the local government’s site to find your nearest centre. The Trussell Trust, which runs many food banks, has a similar tool.

Citizens Advice provides free assistance to people in need. The organization can help you find grants or assistance, or offer advice on rent, debt, and budgeting.

If you are experiencing feelings of distress, isolation, or coping, The Samaritans offers support; You can call someone toll-free at 116 123 (UK and ROI), email jo@samaritans.org, or visit the Samaritans website for details of your nearest branch.

This replaced the planned £200 universal loan it announced in February, doubling that figure and turning it into a non-repayable grant.

The first £66 installment was sent in October, followed by another in November, with additional £67 due later this month and then in January, February and March.

Those who pay their bills with automatic payment method will automatically receive the discount as a deduction from their monthly payments or a refund to their bank accounts.

Those who pay against the invoice will see the discount applied as a credit to their energy account every month.

Smart prepayment meter customers will also receive the discount automatically monthly, and prepaid customers will be sent discount coupons via text, email or mail, which they need to use manually.

Pensioner’s cost of living payment

Vulnerable older people receiving the Winter Fuel Payment (WFP) will receive an additional £300 as part of plans Mr. Sunak announced in the spring; some will receive their payments in November, the rest this month.

The value of WFPs is usually between £200 and £300 depending on your age and circumstances, and people will be eligible as long as they are above the state retirement age – 66 or over – between 19 and 25 September this year.

As with other measures, you do not need to apply for them. These will be paid directly by the Department of Work and Pensions (DWP), in which case they will be added to your existing WFP.

It will appear on bank statements under a payment reference beginning with the recipient’s National Insurance number followed by “DWP WFP” in Great Britain or “DFC WFP” in Northern Ireland.

Cold Weather Payment plan

This government program reopened on 1 November and will run until 31 March 2023, giving low-income people £25 for every seven-day period during which sub-zero temperatures occur.

The money (depending on the severity of the winter) will be paid to anyone registered with the DWP to receive a qualifying benefit payment such as pension credit, income support, income-based job seeker’s allowance, income-based employment and support allowance. or universal credit.

Hot Home Discount program

The government’s winter heating support program was also revived on 14 November and will run until 31 March, with eligible buyers given £150 to see them during the coldest season, money drawn directly from their suppliers’ energy bills.

The money will be paid to help with high energy costs to all beneficiaries of the following benefits: retirement credit, income-based employment and support allowance, income-based job seekers allowance, income support, universal credit, housing or child tax credits, and work tax credit.

DWP Christmas bonus

DWP is also sending out a £10 Christmas bonus this month to households receiving certain benefits.

Here you can see a list of eligible benefits you must receive in the first week of December to be eligible and be a “regular resident” of the UK, Channel Islands, Isle of Man or Gibraltar. .

The payment should appear as “DWP XB” on your bank statement.

Since Monday, 26th, Tuesday, 27th January, and Monday, 2nd January, are public holidays, those whose last two have received government benefits to make up for their Christmas vacation are reminded that they can receive their payment in December one business day earlier than usual. Day and New Year’s Day falls on a Sunday this year.

Scottish Child Payment Bridge Payment

In Scotland, thousands of low-income households with children receiving free school meals will receive £260, the final tranche of the support scheme after three previous £130 payments.

Leave a Reply

Your email address will not be published. Required fields are marked *